You Can Find A Way to PayLess 4 College

The Best Education for the Best Price

Learn How to Send your Child to College without Going Broke

Have you been wondering
HOW to pay for college?

Is your child in highschool, and you’re thinking it’s too late? Are you feeling overwhelmed with college prep?

At Payless4colleges, we offer a comprehensive package to high school students to prepare them for their college journey. No need to spend hours on the internet searching for answers. Let’s make the process easy for you!

— About Us

What You’ll Get in This Guide

Learn more about who decides how much you pay for college. Learn how to put yourself in a position to reduce your college costs by having our proven, hands-on experience behind you. Understanding how colleges actually select students is critical. Gain the valuable insight and professional guidance necessary to significantly boost your college admission chances.

Learn how to gain access to our highly-trained team of professionals that will serve as your family’s advocate throughout the college planning process and put nearly 3 decades of experience to work for you. Begin to get help to manage one of the most exciting and stressful times of your life. Richard will help your family fully understand the process, devise a plan, and help you stay on track.

Years of
How it works?

Richard Cohen

Richard has been a Financial Specialist for over 30 years. He is dedicated to providing his clients with the best financial strategies for college planning. Richard put this guide together to help families just like yours plan and pay for the college of their child’s dreams, while still being able to retire on time! He is knowledgeable, informed, and always accessible to answer client questions.

Richard grew up in Bayonne, NJ, and presently lives in South Jersey with his wife. He is blessed with 5 children and one grandchild. As he reflects on his life, he is thankful for his family and friends after surviving that fateful day of 9/11 in the first tower.

Ready to start?

Read the free guide
Our guide offers an insight to the ​​exciting opportunities we offer
Schedule a consultation
Let us help make this journey easier for you and your family. Schedule a consultation with us today
Make a decision
Preparing for college is a task that must be executed with proper guidance and planning. Discuss with your family, and make a final decision
Start college prep
We have helped hundreds of families secure their educational investment by seeking college funding. Start your journey now!


It’s amazing how much easier it has been to meet new people and create instant connections. I have the exact same personality, the only thing that has changed is my mindset and a few behaviors.

Kelly -

"Thanks to Richard for all that your company has done to make my son’s dream of going to college come through. I can’t believe how much there is to do, and how confusing this process could be. Payless4colleges and definitely made this process easier. "

Troy -

"My daughter was awarded multiple scholarships and grants for college. This couldn't have happened if it wasn't for Richard and his team. I appreciate all of your assistance. "

Carina -

"Payless4colleges, Thank you for helping my family achieve our educational dreams."

What Are You Waiting For?

We can help.

Let's Get Your Family the Best Education for the Best Price

Contact US